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Pay, send, and save smarter
Shop in stores and online
Tap to pay in stores with the PayPal Debit Card1 and earn rewards2 online with PayPal checkout.
Get rewards from the brands you love
- Adidas
- 1-800 flowers.com
- Apparel
- Restaurants
- Groceries
- Sony
- Origins
01234567% back
Get hundreds of offers.2
Browse Offers
Check offers for details. Terms and exclusions apply.
+012345% back
Also get 5% on purchases in your monthly category3 when you check out with your PayPal Debit Card.
Get the Debit Card
Rewards earned on up to $1000 of selected category spend per month. Rewards earned as points can be redeemed for cash or other options. Terms apply.
- Instacart
- Nobull
- Ticketmaster
- Rideshare and Public Transit
- Fuel
Pay now or pay over time.
It’s your choice.
Pay in 4
interest-free
payments
Paid every two weeks. No late fees. Won't affect your credit score to apply.4
Pay Monthly in 3,
6, 12, or 24
payments
With $0 down.
No sign-up fees or late fees.5
Pay Monthly
in store5
Buy an item in store you’d like to purchase now but would prefer to pay for over time.
Learn About Pay Monthly In Store
Pay with the PayPal Cashback Mastercard®
Earn 3% cash back when you check out with PayPal and 1.5% on all other Mastercard purchases.6
Special financing with the PayPal Credit Card
Enjoy special financing on all purchases of $149+ everywhere PayPal or Mastercard is accepted.7
Safety and privacy are our priority
Your payments are encrypted and we don’t share your full financial info
Send money to just about anyone, anywhere8
Send
Receive
Pool
Send in seconds.
Request money easily.
Pool money up front for group gifts and more.10
Make your money work harder. It’s easy. Really easy.
Get 3.55% APY11 with your PayPal Savings account
It's free to set up, FDIC insured with and held at Synchrony Bank—and you can roll in all the rewards you earn with PayPal so you earn even more.
PayPal is a financial technology company, not a bank, and is not FDIC-insured. FDIC insurance protects against the failure of Synchrony Bank, Member FDIC, not the failure of PayPal. Any cryptocurrencies you hold in your PayPal account are not deposits, are not eligible for pass-through FDIC insurance and may lose value.
Crypto the easy way
Crypto curious? Confidently buy, sell, and transfer your crypto on PayPal. Get peace of mind knowing we don’t share your full financial information.12
All in the PayPal app
It’s your do-it-all digital wallet. Load up on offers before you shop. Track your packages. And manage it all on the go.